Terms of Service

Last Updated: May 2026

Entity: S-Studio 26 Pty Ltd

Location: Melbourne, Victoria, Australia

1. The Service

S-Studio 26 provides the Drip App, a technical framework designed to help users visualise and organize their personal financial data.
We provide the "bridge" between your data sources and your private storage; we do not manage your money or act as a custodian of your funds.

2. No Financial Advice

S-Studio 26 Pty Ltd is a technology studio, not a financial services provider. The Drip App is for informational and organisational purposes only.

  • No Advice: Nothing within the app or on this website constitutes financial, investment, or legal advice.

  • User Responsibility: Any "Flows," "Gauges," or insights generated by the app are based on the data you provide. You should consult with a qualified professional before making significant financial decisions.

3. Subscriptions & Access

  • Billing: Subscriptions are managed through the Apple App Store or Google Play Store. Their specific terms regarding billing, refunds, and cancellations apply.

  • Updates: We are constantly innovating. We reserve the right to update, modify, or pivot features within the app to improve the ecosystem.

  • Termination: We reserve the right to suspend or terminate access if we detect attempts to compromise the security or integrity of the S-Studio 26 infrastructure.

4. Intellectual Property

We are a creative lab, and we take our design seriously.

  • S-Studio 26 IP: The code, interface design (including "The Sieve," "The Dam," and "The Splash Fund"), brand assets, and "blob" aesthetics are the exclusive property of S-Studio 26 Pty Ltd.

  • User Data: Your spreadsheets and the data contained within them remain your intellectual property. We do not claim any rights to your personal financial records.

5. Limitation of Liability & Consumer Law

We build our tools to the highest standard, but we rely on third-party infrastructure (Google, Apple, Firebase).

  • Service Integrity: S-Studio 26 is not liable for service interruptions, data loss within your personal Google Drive, or damages resulting from third-party server outages.

  • Australian Consumer Law: Our services come with guarantees that cannot be excluded under the Australian Consumer Law. For any other losses, our total liability is limited to the amount paid by you for the subscription during the 12 months preceding the claim.

6. Governing Law

S-Studio 26 Pty Ltd is registered in Victoria, Australia. These terms are governed by and construed in accordance with the laws of Victoria. Any disputes arising from these terms or the use of our services shall be subject to the exclusive jurisdiction of the courts in Melbourne, Victoria.

7. Contact

For questions regarding these terms, or to discuss a "glitch in the flow," contact the humans at: hello@sstudio26.com

TL;DR

  • Not Financial Advice: We provide the architectural tools; you make the financial decisions. We are an innovation lab, not a financial advisory firm.

  • You Own the Data: We own the app’s code, branding, and design; you own every byte of data in your Google Sheets.

  • Melbourne Made: We operate under the laws of Victoria, Australia.

  • Play Fair: Use the app as intended. Don’t attempt to reverse-engineer the "bridge."